Terms of Service

Last Updated: September 7, 2025

1. AGREEMENT TO TERMS
These Terms of Service (“Terms”) govern your use of the website operated by ZUS Operations LLC (“Company,” “we,” “our,” or “us”), including all related services, platforms, and offerings (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.
Our Services are intended only for individuals 18 years of age or older. By using our Services, you represent and warrant that you are at least 18 years old. If you are under 18, you may not use our Services.

2. CONTACT INFORMATION
ZUS Operations LLC
Email: info@zusoperations.com
9966 Hyde Glen CT, Charlotte NC, 28262
Phone: +1 (980) 415-6123,  +1 704 285 2780

3. CHANGES TO TERMS
We may update these Terms from time to time. The “Last Updated” date will reflect the most recent changes. Your continued use of the Services constitutes acceptance of any revised Terms.

4. USE OF SERVICES
You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations of North Carolina and the United States.
You may not:

Interfere with or disrupt the functionality of the Services.
Attempt to gain unauthorized access to systems or networks.
Use the Services for fraudulent, unlawful, or misleading purposes.

5. INTELLECTUAL PROPERTY
All content, trademarks, service marks, trade names, logos, and intellectual property displayed on the Services are owned or licensed by ZUS Operations LLC. You may not copy, reproduce, modify, distribute, or exploit any content without our prior written consent.

6. USER CONTENT
If you submit, upload, or share any content with us, you grant ZUS Operations LLC a worldwide, royalty-free, non-exclusive license to use, display, reproduce, and distribute such content solely in connection with providing the Services.

7. DISCLAIMER OF WARRANTIES
The Services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted or error-free Services.

8. LIMITATION OF LIABILITY
To the maximum extent permitted by law, ZUS Operations LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Services.

9. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless ZUS Operations LLC, its affiliates, employees, and agents from any claims, liabilities, damages, or expenses arising out of your use of the Services or violation of these Terms.

10. DISPUTE RESOLUTION

Informal Negotiations
To expedite resolution and control costs, you and ZUS Operations LLC agree to first attempt to resolve any dispute, claim, or controversy related to these Terms (a “Dispute”) informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other.

Binding Arbitration
If the Parties cannot resolve a Dispute through informal negotiations, the Dispute shall be resolved exclusively by binding arbitration under the rules of the American Arbitration Association (AAA).
Arbitration shall be conducted in Charlotte, North Carolina, in English.
The arbitrator shall issue a written decision, which shall be final and binding.
Arbitration shall be conducted on an individual basis only. Class actions and representative proceedings are not permitted.
Each Party shall bear its own legal fees. Arbitration costs shall be shared unless the arbitrator decides otherwise.

Exceptions
The following Disputes are not subject to arbitration:
Claims seeking to enforce or protect intellectual property rights.
Claims for injunctive relief.

11. GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of laws principles.

12. TERMINATION
We reserve the right to suspend or terminate your access to the Services at any time, without notice, if you violate these Terms.

13. SEVERABILITY
If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall remain in full force and effect.

14. ENTIRE AGREEMENT
These Terms, along with our Privacy Policy, constitute the entire agreement between you and ZUS Operations LLC regarding the use of our Services.